AFFORDABILITY CALCULATOR
Budget
Calculator
Determine your maximum affordable property price based on income, expenses, and available down payment
Your Financial Profile
AED 50,000
10K200K
AED 20,000
5K150K
Disposable IncomeAED 30,000
AED 400,000
100K5M
20 Years
5 Years25 Years
4.5%
2%8%
Adjust to your actual mortgage offer. UAE rates typically fall between 3.5% and 5.5%.
Maximum Property Price
AED 2,296,785
Based on your financial profile
Safe Monthly Payment
AED 12,000
40% of disposable income (recommended)
Budget Breakdown
Down PaymentAED 400,000
Mortgage LoanAED 1,896,785
LTV Ratio82.6%
Additional Costs
DLD Registration (4%)AED 91,871
Agent Fee (2%)AED 45,936
Other Costs (1%)AED 22,968
Total AdditionalAED 160,775
Total Initial InvestmentAED 560,775
Recommendations
- Keep emergency fund of 6 months expenses before investing
- Budget for ongoing costs: service charges, utilities, maintenance
- Consider interest rate changes when planning long-term
- Pre-approval from banks can give you negotiating power
Find Properties in Your Budget
Browse off-plan properties within your calculated budget range