No-Minimum Property Visa Rules & AI Matching: How Sophia Connects Buyers to Under-AED 750k High-Yield Deals
Discover how Dubai's new property visa regulations open up residency options for under-AED 750k purchases, and how Sophia, our AI real estate advisor, matches investors to high-yield deals.
Key Takeaways
- Dubai has scrapped the AED 750,000 minimum property price requirement for the standard 2-year renewable investor visa on completed sole-owned properties.
- Sole owners of completed ready residential properties can apply for residency regardless of the purchase price or value.
- Joint owners now need a minimum individual property share value of AED 400,000 to qualify.
- Off-plan properties are strictly excluded from the 2-year investor visa, which applies only to completed properties.
- Sophia, the conversational AI real estate advisor by AiGentsRealty, simplifies the search by matching buyers with high-yield under-750k deals through interactive canvas elements.
A New Era for Dubai Property Visas: Scrapping the AED 750k Floor
In a landmark policy shift, the Dubai government has scrapped the long-standing AED 750,000 minimum property price requirement for the standard 2-year renewable property investor residency visa. Historically, international buyers seeking residency through real estate were forced to limit their searches to properties valued above this threshold. Under the new regulations, this entry barrier has been entirely dismantled for completed residential properties under sole ownership.
This means that a buyer can secure a 2-year renewable investor visa with no minimum downpayment or purchase price required, as long as they hold sole ownership of a completed residential property. For global investors looking to establish a long-term base in the emirate, this update creates an accessible pathway to residency through affordable, high-yield ready-to-move-in real estate. It is important to note that this 2-year visa is separate from the 10-year Golden Visa, which still requires a minimum investment of AED 2 million in Dubai properties.
Sole Ownership vs. Joint Ownership: Understanding the Rules
The new immigration guidelines distinguish clearly between sole ownership and joint ownership structures:
- Sole Ownership: If you purchase a ready, completed residential property under your name alone, there is no minimum purchase value. Any price point qualifies for the 2-year investor residency visa.
- Joint Ownership: For properties owned by multiple individuals (excluding spouses in certain standard setups), co-owners must hold an individual share in the property valued at a minimum of AED 400,000 to qualify.
- Off-Plan Property Exclusion: The 2-year investor visa is strictly reserved for completed, habitable residential units with a registered title deed from the Dubai Land Department (DLD). Off-plan properties do not qualify for the 2-year investor residency visa, meaning buyers must wait until the project is fully completed to apply.
Because off-plan properties are excluded, navigating the ready-to-move-in secondary market is critical. Identifying which projects are completed, what yields they produce, and how they align with visa requirements can be overwhelming. This is where an AI real estate advisor Dubai plays a central role.
Sophia: AI-Powered Property Matching for Residency Seekers
To assist buyers in navigating these new regulations, AiGentsRealty introduces Sophia, our advanced conversational AI assistant. Sophia is designed to simplify the search for a visa eligible Dubai property under 750k by matching buyers with properties that fit their exact budget, location, and yield criteria.
Sophia is not a basic chatbot; she is connected directly to our live database of listings and DLD transaction histories. When you chat with Sophia, she can perform Sophia AI property matching to isolate ready-to-move-in, high-yield apartments that qualify for the new visa rules. Moreover, Sophia enhances the search experience by rendering interactive canvas elements directly within the chat workspace. These include:
- Property Comparison Canvases: Allowing buyers to compare the price, size, developer, and yields of multiple units side-by-side.
- Mortgage Calculators: Calculating down payments and monthly installments based on current UAE bank rates.
- Payment Plan Explorers: Helping buyers evaluate developer payment options for properties that are near completion or ready.
Curated Under-AED 750k High-Yield Projects
To ground your property search, Sophia highlights several key projects across Dubai's top mid-market communities that fit within the sub-AED 750,000 bracket. The following table showcases completed and near-completion options, their yields, and their developers:
| Community | Project Name | Purchase Price | Net Rental Yield | Developer |
|---|---|---|---|---|
| Al Furjan | Plaza Hotel Apartments | AED 450,000 | 7.0% | Azizi |
| Al Furjan | Roy Mediterranean | AED 500,000 | 7.0% | Azizi |
| Al Furjan | Star Hotel Apartments | AED 500,000 | 7.0% | Azizi |
| Al Furjan | Prime Residency 3 | AED 620,000 | 7.0% | Prescott |
| JVC | Rise Residences | AED 629,990 | 7.5% | Azco Real Estate |
| Dubai South | Waada | AED 539,000 | 7.0% | BT Properties |
| Dubai South | Azizi Venice | AED 505,000 | 7.0% | Azizi |
| Meydan | Azizi Riviera | AED 720,000 | 5.5% | Azizi |
| JLT | Goldcrest Views 2 | AED 450,000 | N/A | Star Giga Establishment Ltd. |
| DLRC | Peace Lagoons II | AED 742,184 | N/A | Peace Homes Development |
Analyzing the Opportunities: Al Furjan, JVC, and Beyond
In Al Furjan, projects like Plaza Hotel Apartments (AED 450,000, 7.0% yield) and Roy Mediterranean (AED 500,000, 7.0% yield) by Azizi, alongside Prescott's Prime Residency 3 (AED 620,000, 7.0% yield), offer exceptionally strong entry points. Because these projects are completed residential buildings, they qualify immediately for the 2-year investor residency visa under sole ownership.
Jumeirah Village Circle (JVC) continues to be a high-yield hotspot. Rise Residences by Azco Real Estate, priced at AED 629,990, boasts a 7.5% rental yield, representing one of the strongest passive income plays in the mid-market segment. In Dubai South, Waada by BT Properties offers a 7.0% yield at a purchase price of AED 539,000, while Azizi Venice stands out at AED 505,000 with a 7.0% yield. For buyers seeking a premium address close to Downtown, Azizi Riviera in Meydan offers a 5.5% rental yield at AED 720,000.
For those looking for established high-rise living, Goldcrest Views 2 in Jumeirah Lake Towers (JLT) offers apartments at AED 450,000 developed by Star Giga Establishment Ltd. In the Dubai Land Residence Complex (DLRC), Peace Lagoons II by Peace Homes Development is priced at AED 742,184. It is crucial to remember that if a property like Peace Lagoons II is off-plan or under construction, it will not become visa-eligible until construction is complete and the final title deed is issued.
Let Sophia Guide Your Dubai Investment Journey
With the removal of the AED 750,000 price floor, the Dubai property market has never been more accessible for global buyers. By leveraging Sophia, you can bypass the noise of traditional search engines. Whether you want to calculate mortgage options, compare yields, or find a visa eligible Dubai property under 750k, Sophia provides the data-backed clarity you need. Start a chat with Sophia today to discover the ideal high-yield property that secures your residency and maximizes your returns.
